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Do you think it would be feasible to allow every person who works at a business to buy and order merchandise? When preparing your response, consider a business where you have worked, or currently work and provide an example of how it would or would not be feasible.
Should lenders avoid loans to individuals with poor credit or a history of delinquency - or should they provide the loans at a higher rate knowing there is an increased risk of default? Granted, higher rates can sometimes result in a higher likelihood of default as repayments become too burdensome for the individual... so, perhaps a Catch 22 situation in which the lender creates the situation and promotes default... but, that goes back to the original question: should lenders avoid loans to individuals with poor credit or a history of delinquency?
Initial responses to the conversation prompt should be a minimum of 150 words; responses to other students' posts should be a minimum of 50 words. All posts must meet the originality requirements of the University of Phoenix. Direct copy & paste from resource or outside material will not count toward participation. You may use outside material, however, it must be properly cited and referenced - and the post must be substantively unique to count toward participation (a simple rule is 75% your input / 25% resource material)